Posts Tagged ‘CGA Law Firm’

COVID-19 Update: Commercial Contracts

access_time Posted on: March 20th, 2020

COVID-19 has created many urgent questions for business clients, including how to handle commercial contracts.  This article outlines the issues involved and provides general information to aid in certain decisions.  Under the laws, there are multiple frameworks that might apply to your situation – explicit contract language, the UCC and the common law of contracts.  An attorney can help you determine which of those frameworks applies to your circumstance. Each situation is unique and this article does not provide any specific advice. Force Majeure Your commercial contract may contain a force majeure provision.  A force majeure provision may excuse or delay certain contractual obligations during… read more »

COVID-19 Update: Available and Committed to Serving You

access_time Posted on: March 19th, 2020

Governor Wolf has ordered all non-life sustaining businesses to close their doors due to the increasing threat of COVID-19.  The CGA Law Firm locations may be physically closed, but our legal team of attorneys and paralegals are working remotely and will continue to answer your phone calls and emails. You have our assurance that we will continue to be responsive to your legal needs and assist you in navigating these difficult circumstances. We remain committed to providing excellent legal services and are using advanced technologies creatively to serve our clients and community. Click here for a list of CGA attorneys… read more »

COVID-19 Update: Workplace Response to COVID-19/ Coronavirus

access_time Posted on: March 17th, 2020

As of this writing, the Coronavirus 2019 (COVID-19) has been declared a pandemic by the World Health Organization. There are nearly 1700 cases in the US and 22 cases in Pennsylvania. That number is expected to continue to rise, particularly as testing protocols improve. On a local level, Pennsylvania has experienced multiple school and business closures, Maryland and Ohio have suspended public school classes, and in nearby Montgomery County all schools, gyms, and daycare centers have closed and officials are asking all non-essential businesses to offer paid sick leave and allow employees to work from home.  Nationally, numerous resorts, theme parks and cruise lines… read more »

COVID-19 Update: Emergency Order Regarding Utilities

access_time Posted on: March 17th, 2020

On Friday, March 13th, 2020, the Pennsylvania Public Utility Commission (the “PUC”) issued an Emergency Order establishing a moratorium on the termination of utility services, including electric, natural gas, water, wastewater, telecommunications, and steam, for all entities which are under the jurisdiction of the PUC.  Tom Wolf’s Proclamation This Emergency Order was in direct response to Governor Tom Wolf’s Proclamation of Disaster Emergency on March 6th, 2020, which authorized and directed the suspension of “the provisions of any regulatory statute prescribing the procedures for conduct of Commonwealth business, or the orders, rules or regulations of any Commonwealth agency, if strict… read more »

Zach Nahass Represents Retired Police Officer

access_time Posted on: October 14th, 2019

Attorney Zachary Nahass represented a retired police officer who had been the victim of unlawful discrimination when a plasma donation facility prevented him from donating due to his use of a service dog. Zach secured a favorable decision in federal court from the United States Third Circuit Court of Appeals by persuading it that a plasma donation facility is subject to the regulations of the Americans with Disabilities Act. The Third Circuit both affirmed and reversed in part the earlier decision of the United States District Court for the Middle District of Pennsylvania, which had granted summary judgment in favor of the… read more »

How Bankruptcy Actually Improves Your Credit

access_time Posted on: June 3rd, 2019

Article by: Haley Rohrbaugh, Esquire A common misconception about Consumer Bankruptcy is that it devastates your credit. When I meet with potential clients for an initial consultation, most are surprised to find that a Bankruptcy filing will actually improve their credit score. Credit limit usage. Using more than 50% of allowed credit limits will negatively affect a consumer’s credit score. (For example, a credit card with a $1,000.00 credit limit holding a balance due of $500+ will cause credit scores to decrease); andDebt-to-income ratio. Having high levels of debt compared to household income will also decrease credit scores. However, the… read more »

Larry Young: Bankruptcy

access_time Posted on: May 31st, 2019

Article by: Larry Young, Esquire Title 11 of the United States Code is the Bankruptcy Code, enacted pursuant to Congress’s constitutional authority to make a uniform law respecting bankruptcy. Most people understand that the overall concept of bankruptcy is to get a discharge from debts and to get what the Bankruptcy Code refers to as a “fresh start.” Most people are also aware of what is normally dischargeable: credit cards, utility bills and medical bills, as well as mortgage and car loan deficiencies. Most people however, are unaware of the limitations that exist on the ability to obtain a discharge…. read more »